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Trying to make the world a better place, one word at a time.

Hi! My name is Jon Peters, and I am a writer and freelance content creator. Since joining Medium in 2019, my work has been featured in some of Medium’s largest publications, such as:

  • The Startup

I write predominantly about topics such as personal development, personal finance, and parenting (all the P’s!), but I try not to limit myself to certain topics. I want to provide value to you, the reader, so if I’m knowledgeable about a topic and I think I can help, I’ll write about it.


Here you can find all of my articles, sorted alphabetically, in the following categories:

  • Business

Business

Current Events

Education

Film/Television

Freelancing


The ugly truth that nobody likes to face

We have a savings problem.

As of 2019, 70% of Americans had less than $1,000 in savings. In the UK, around 25% of adults have no savings at all, and 10% admit to spending more than they earn.

But I think I’ve found the answer — and it has nothing to do with your income.

Let’s be honest — saving isn’t exactly fun. It’s much more exciting to buy the latest tech, a new car, or whatever it is that floats your boat. I used to think so too. It makes me shudder when I wonder how much money I’ve…


Image by OpenClipart-Vectors from Pixabay

How to get cryptocurrency exposure without the rollercoaster ride

Price volatility within the cryptocurrency space isn’t exactly a secret. Critics often point to the rapid price swings as being the reason cryptocurrencies will never achieve mass adoption — after all, who wants a currency that can spike in value by 30% off the back of a tweet from the Dogefather?

My First Time

I remember it like it was yesterday — a nerve-wracking, gut-wrenching experience that caused me to question every decision I’d ever made.

I’m of course talking about the first time I had to endure watching Bitcoin do its best Titanic impression.

Having watched Bitcoin soar for so long, I…


Photo by Philip Veater on Unsplash

Redefine your understanding of money to help you earn, save and invest more.

Allow me to be brutally honest for a second — most people don’t know jack about money. We see money as nothing more than numbers in our banking app, or pieces of paper we use to pay for the things we want.

But it is so much more than that.

The ability to handle money isn’t something we’re born with. It’s a learnable skill, one of vital importance that many people never learn. …


Image by mohamed Hassan from Pixabay

Lessons from someone who was around for the crash in 2018.

Disclaimer — I am not a financial advisor, and the contents of this article should not be interpreted as investment advice.

Do you remember what you did on December 22nd 2017? I’m sure for most people, it was a day like any other. Maybe you did your Christmas shopping, maybe you were at work, or maybe you enjoying the pre-Christmas cheer at home with your family.

For me, I remember that day like it was yesterday — because it’s the day that my financial world began crashing down around me.

Let’s start at the beginning

Back in 2016, my wife and I moved in with…


Your money is on fire

Photo by Gabriel Meinert on Unsplash

When Boris Johnson announced that the UK would be going into a third national lockdown — one of the first comments I made to my wife was that at least it would allow us to set some money aside.

And we’re not the only ones.

The UK’s household saving ratio rose to 26.5% in the second quarter of 2020, and in the United States, the personal savings rate skyrocketed to a record 33% in May 2020.

Given that we’ve spent most of the past year being advised to stay at home, it’s hardly surprising that most of us have cash…


Photo by Estée Janssens on Unsplash

Why your New Year’s resolution should be to ignore this common piece of writing advice.

“In this world nothing can be said to be certain, except death and taxes.” — Benjamin Franklin

I’d like to add one more to the list, Mr Franklin.

For the avid readers and writers among us, I believe with absolute certainty that at some point, you will have read something which recommends that “publishing every day” is key to earning money through writing.

I’m here to tell you that this is terrible advice, which most writers should avoid like the plague.

The problem with trying to publish every day

When I first started writing, I went through a phase of trying to publish as often as I could…


www.reddit.com/r/wallstreetbets

Is there money to be made from meme stocks?

When the coronavirus pandemic struck at the beginning of this year, the global economy ground to a halt. Amidst the uncertainty, investors fled the stock market, and the Dow Jones Industrial Average dropped 8,000 points between February 12th, 2020 and March 11th, 2020.

Since then, the stock market has been on an absolute tear, with the S&P 500 completely erasing the losses from earlier in the year, and is now at an all-time high, returning +15% this year. …


Photo by Ethan Robertson on Unsplash

We didn’t ask, but you told us anyway

I can’t be the only person wondering where this month disappeared too. But as November comes to a close, Christmas isn’t the only thing that draws nearer.

Soon, we will find ourselves subjected to yet another round of vanity articles in which writers broadcast their monthly earnings to the world. You know the sort of articles I’m talking about:

  • I Made $100 on Medium Last Month, You Can Too.

I’m not the only one who’s getting fed up with this sort of content. Other writers are putting…

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