Jon Peters
Trying to make the world a better place, one word at a time.

Hi! My name is Jon Peters, and I am a writer and freelance content creator. Since joining Medium in 2019, my work has been featured in some of Medium’s largest publications, such as:

  • The Startup
  • The Writing Cooperative
  • The Post-Grad Survival Guide
  • P.S. I Love You
  • The Ascent

I write predominantly about topics such as personal development, personal finance, and parenting (all the P’s!), but I try not to limit myself to certain topics. I want to provide value to you, the reader, so if I’m knowledgeable about a topic and I think I can help, I’ll write about it.

Here are some of my most popular articles which you might enjoy:

Below is my Table of Contents, which contains all of my work sorted alphabetically into category. If you’ve enjoyed any of my content, I’d love to hear from you! — Jon

Here you can find all of my articles, sorted alphabetically, in the following categories:

  • Business
  • Current Events
  • Education
  • Film/Television
  • Freelancing
  • Gaming
  • Health
  • Humour
  • Life
  • Medium
  • Parenting
  • Personal Essays
  • Personal Finance
  • Productivity
  • Social Media
  • Sports
  • Technology
  • Writing


Current Events










Personal Essays

Personal Finance


Social Media




The ugly truth that nobody likes to face

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We have a savings problem.

As of 2019, 70% of Americans had less than $1,000 in savings. In the UK, around 25% of adults have no savings at all, and 10% admit to spending more than they earn.

But I think I’ve found the answer — and it has nothing to do with your income.

Let’s be honest — saving isn’t exactly fun. It’s much more exciting to buy the latest tech, a new car, or whatever it is that floats your boat. I used to think so too. It makes me shudder when I wonder how much money I’ve wasted since I started working. …

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Is there money to be made from meme stocks?

When the coronavirus pandemic struck at the beginning of this year, the global economy ground to a halt. Amidst the uncertainty, investors fled the stock market, and the Dow Jones Industrial Average dropped 8,000 points between February 12th, 2020 and March 11th, 2020.

Since then, the stock market has been on an absolute tear, with the S&P 500 completely erasing the losses from earlier in the year, and is now at an all-time high, returning +15% this year. …

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Photo by Ethan Robertson on Unsplash

We didn’t ask, but you told us anyway

I can’t be the only person wondering where this month disappeared too. But as November comes to a close, Christmas isn’t the only thing that draws nearer.

Soon, we will find ourselves subjected to yet another round of vanity articles in which writers broadcast their monthly earnings to the world. You know the sort of articles I’m talking about:

  • I Made $100 on Medium Last Month, You Can Too.
  • How I Became One of Medium’s Top Earners.
  • 5 Steps to Monetizing Medium

I’m not the only one who’s getting fed up with this sort of content. Other writers are putting their own satirical spin on the topic; I highly recommend this hilarious piece by Gwen Irwin. …

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Photo by Micheile Henderson on Unsplash

A lesson in greed from someone who lost it all

It’s had a meteoric rise (and fall) since its inception in 2009. But whether you read about it in a celebrity tweet, or when you heard the story of the guy who spent 10,000 of them (currently worth $190 million) on two Papa John’s pizzas, most people have at heard of Bitcoin.

Don’t worry, this article isn’t investment advice, and I’m not going to bore you with detail explaining the technology behind Bitcoin. After all, it’s unlikely you would have clicked on this article if you didn’t at least have a basic understanding of how it works. …

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Photo by Simon Migaj from Pexels

#5. The world doesn’t owe you a thing

“A good way to prepare yourself for parenthood is talking to rocks. You’ll soon realise that children have similar listening habits.” — Anonymous

Being a parent is one of the most challenging things a person can ever do, but it’s also one of the most rewarding. Unless you’re a parent, you won’t understand the sheer joy that comes from seeing your child go to the toilet by themselves for the first time, or watching them eat yoghurt without transforming your kitchen into a Jackson Pollock painting.

It feels like it was yesterday that I held my daughter in my arms for the first time, only to blink and find that seven years have disappeared. Suddenly my little girl is off to school, with twelve years of education ahead of her. …

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Image created by the author

Not your everyday writing advice

I’ve come a long way since I first started writing. I’ve published almost 100 articles since then, and whenever I reread some of my earlier pieces, I’m astounded at how much the quality of my work has improved.

Most of this improvement has come from sitting down and writing. But the internet is full of writing advice, and you mustn’t underestimate the importance of taking a break from writing and reading for a change.

But not all writing advice was created equal, and you’ll find that many articles tend to just put a fresh coat of paint on the same old tired pieces of advice. …

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Image by Gerd Altmann from Pixabay

Investors need to look beyond the winner of next week’s election

There’s never been a presidential election like this before. Amidst a global pandemic, we are now less than one week away from finding out whether Donald Trump has won a second term as president, or whether he’ll be handing the reigns over to former vice-president Joe Biden.

No matter who’s getting your vote on November 3rd, 93% of investors believe that the presidential election will have an impact on the stock market. As election day approaches, investors all over the world are undoubtedly looking at the value of their portfolios in eager anticipation of who the next POTUS will be. …

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Photo by Yogi Purnama on Unsplash

Tips to help you stand out from the crowd

Freelancing can be a tough gig. The competition for jobs is immense, and it can be hard to stand out from the crowd. You can be the best writer/programmer/video editor the world has ever seen, but if you’re writing shoddy proposals to clients then it won’t make the slightest bit of difference.

But have no fear. I’m here to share with you my tried and tested tips for writing an Upwork proposal that clients will want to respond to. Let’s get started.

1) Personalise, then personalise some more

Your job proposal is your only chance to make a good first impression, and you have a limited window to grab their attention. It’s no different from applying to a regular job, just as you wouldn’t send off ten copies of the same cover letter to ten different companies, no two proposals you send on Upwork should be the same.

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